The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 11, 2020

Filed:

Jan. 04, 2017
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Adam Kenneth Hosp, Lake St. Louis, MO (US);

Oran Cummins, Dublin, IE;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/04 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06F 16/22 (2019.01); G06Q 20/20 (2012.01); G06F 21/42 (2013.01); G06Q 20/42 (2012.01); G06F 21/40 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06F 16/22 (2019.01); G06F 21/40 (2013.01); G06F 21/42 (2013.01); G06Q 20/102 (2013.01); G06Q 20/202 (2013.01); G06Q 20/425 (2013.01);
Abstract

A method for verifying a transacting entity includes: receiving a verification request including an entity identifier; transmitting a transaction amount; receiving a transaction message for a payment transaction including a controlled payment number, the transaction amount, and the entity identifier; transmitting at least two refund messages including the controlled payment number and a refund amount, where a total of the refund amount included in each refund message equals the transaction amount; receiving a verification message including the entity identifier and two or more return amounts; and verifying that the two or more return amounts correspond to the refund amounts included in the two or more refund messages.


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