The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 04, 2020
Filed:
Apr. 27, 2016
International Business Machines Corporation, Armonk, NY (US);
Arthur L. De Magalhaes, Markham, CA;
Nitin Gaur, Round Rock, TX (US);
Wu Ning, Markham, CA;
William J. O'Donnell, Fichburg, WI (US);
International Business Machines Corporation, Armonk, NY (US);
Abstract
According to one exemplary embodiment, a method for dynamic generation of payment token ratings is provided. The method includes receiving a token request, whereby the token request includes a plurality of metadata. The method also includes analyzing the received plurality of metadata based on at least one predefined rule set. The method further includes generating a token in response to receiving the token request. The method then includes determining an assurance rating for the generated token based on the analyzed received plurality of metadata, whereby the assurance rating indicates a risk of fraud associated with the generated token. The method finally includes assigning a token rating to the generated token based on the determined assurance rating.