The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 04, 2020

Filed:

Nov. 02, 2017
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Kyle Williams, O'Fallon, MO (US);

David J. Senci, Troy, IL (US);

John Larko, Wildwood, MO (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 10/06 (2012.01); G06Q 30/02 (2012.01); G06F 16/2457 (2019.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 10/06393 (2013.01); G06F 16/24578 (2019.01); G06Q 30/0282 (2013.01); G06Q 40/025 (2013.01); G06Q 40/12 (2013.12);
Abstract

A chargeback analytics computing device for generating chargeback analytics associated with service chargebacks is provided. The chargeback analytics computing device is configured to retrieve transaction data for a merchant, the transaction data associated with transactions initiated at the merchant, and extract chargeback data from the transaction data, the chargeback data associated with chargeback transactions. The chargeback analytics computing device also parses the chargeback data to identify a chargeback reason code associated with each chargeback transaction. Based upon the chargeback reason codes, the chargeback analytics computing device isolates a fraud-related portion and a non-fraud-related portion of the chargeback data, and extracts a service subset of the non-fraud-related portion associated with service chargeback transactions, wherein a service chargeback transaction is initiated by a cardholder having an unsatisfactory experience with the merchant. The chargeback analytics computing device is configured to calculate and transmit a merchant experience score based upon the service subset.


Find Patent Forward Citations

Williams, Kyle. (2020). Systems and methods for generating chargeback analytics associated with service chargebacks (U.S. Patent No. 10733559). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/10733559

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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