The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 28, 2020
Filed:
Jul. 06, 2017
Bank of America Corporation, Charlotte, NC (US);
Elizabeth S. Votaw, Potomac, MD (US);
David J. Smiddy, Chadds Ford, PA (US);
Fnu Sidharth, Charlotte, NC (US);
Stephen T. Shannon, Charlotte, NC (US);
James Alexander, Dripping Springs, TX (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems and methods leverage metadata to pin a digital consent to a particular customer. Metadata may include any information known about the customer. The systems and methods correlate the metadata with metadata gathered during the consent process. Metadata gathered during the consent process may include mobile phone profiles, biometrics, social-media attributes, etc. The systems and methods may utilize metadata to authenticate contemporaneously with obtaining consent. A browser-based tool may enable customers to use their mobile device to 'sign' for their consent by clicking yes/no or other electronic selection. Such a tool may tie a customer's 'consent' to their respective Party ID. This enables and preserves an after-the-fact record the customer has received, and consented to, the proper disclosures. The customer may receive a one-time authorization code transmitted to their mobile device which they enter into the website to ensure that this is truly their device while they provide consent.