The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 28, 2020
Filed:
Oct. 30, 2017
Bank of America Corporation, Charlotte, NC (US);
Scott Anderson Sims, Tega Cay, SC (US);
Kolt Arthur Bell, Charlotte, NC (US);
Michael Joseph Carroll, Orland Park, IL (US);
Andrew DongHo Kim, Glendale, AZ (US);
Elliot Piatetsky, New York, NY (US);
Stephen M. Schneeweis, Hockessin, DE (US);
Michael E. Toth, Charlotte, NC (US);
Craig D. Widmann, Chandler, AZ (US);
Dharmender Kumar Satija, Rye Brook, NY (US);
Sai Kishan Alapati, Princeton Junction, NJ (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems, computer program products, and methods are described herein for elevated authentication model using cross-channel data. The present invention is configured to receive one or more exposure events from a detection system, wherein at least one of the one or more exposure events indicates that a user has failed an authentication requirement in at least one communication channel associated with the detection system; store the one or more exposure events in a centralized repository; determine one or more other communication channels across the one or more detection systems available for access to the user; and increase an authentication requirement of the user in the one or more other communication channels, wherein increasing the authentication requirement further comprises increasing an authentication level required to enable the user to access at least one of the one or more functions associated with at least one of the one or more applications.