The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 28, 2020

Filed:

Nov. 27, 2013
Applicant:

Metropolitan Life Insurance Co., New York, NY (US);

Inventors:

Kathleen Schoos, New York, NY (US);

Debra Cruz, Mount Vernon, NY (US);

Lawrence Vranka, New York, NY (US);

Assignee:

Metropolitan Life Insurance Co., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06Q 50/00 (2012.01); G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06Q 30/0201 (2013.01); G06Q 50/01 (2013.01);
Abstract

A computer-implemented method and system is disclosed for identifying beneficiaries of matured insurance policies. In a preferred embodiment, the invention will utilize one or more websites, such as social media websites, to allow customers, family members, and other beneficiaries to search for and receive information about unclaimed matured policy proceeds. Optionally, the users may also search for and receive information related to in force policies. In cases where the insured is living, the invention may be utilized to update address and social security number records, enabling more effective policy administration and customer service going forward. Also provided is an automated system for distributing the matured policy proceeds to the identified beneficiary.


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