The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 21, 2020

Filed:

Apr. 10, 2007
Applicants:

Netty Meiroff, Playa Del Rey, CA (US);

Gordon Zahorik, Southampton, NJ (US);

Inventors:

Netty Meiroff, Playa Del Rey, CA (US);

Gordon Zahorik, Southampton, NJ (US);

Assignee:

Citicorp Credit Services, Inc. (USA), Long Island City, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/04 (2013.01); G06Q 20/10 (2013.01); G06Q 20/108 (2013.01); G06Q 40/02 (2013.01);
Abstract

Methods and system for transferring funds supports funds transfers from a source account to a cash access file which can be accessed virtually twenty-four hours a day by both customers and non-customers. Cash may be transferred across international borders and dispensed in a currency different than that of the sender's source account and is made available to a recipient virtually as soon as the requested transfer is approved and confirmed by the sender. A subset of payees that is uniquely associated with the sender and includes a payee and a destination account for the payee is presented in a payee list database. Thereafter, a payee list is displayed for the sender at a terminal in response to entry of a request by the sender for a transfer of funds, and upon selection by the sender of a payee from the payee list and entry of a requested transfer amount, the requested amount is transferred e.g. to a branch of the sender's bank located in a different country via the network switch and, for example, thereafter routed to the payee's destination account in a different bank for withdrawal by the payee.


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