The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 14, 2020
Filed:
Feb. 25, 2019
Walletron, Inc., Ardmore, PA (US);
Garrett Cameron Baird, Ardmore, PA (US);
ACI Worldwide Corporation, Elkhorn, NE (US);
Abstract
A method for processing an electronic bill payment with a user-specific electronic device in operative communication with a digital wallet bill management system running on centralized processors in operative communication with databases and in networked communication with digital wallet applications, computerized billing systems and payment gateways. The user-specific electronic device has a digital wallet application that stores funding and biller e-cards associated with funding and billing accounts for a customer's financial institutions and billers, respectively. The user-specific electronic device includes a web browser application connecting the e-cards to the digital wallet bill management system depending on a selected payment option for a biller's digital bill received in the digital wallet. Code snippet activators including biller codes, customer codes and URL addresses may also be received in the user-specific electronic device which sends an electronic communication with the biller and customer code from the user-specific electronic device to the network address.