The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 30, 2020
Filed:
May. 08, 2015
Allstate Insurance Company, Northbrook, IL (US);
Bryan Keith Corder, Gurnee, IL (US);
Robert H. Johnson, Hoffman Estates, IL (US);
Regina Madigan, Mountain View, CA (US);
Carolyn Parker, Libertyville, IL (US);
Rothana Srey, Dekalb, IL (US);
Nicholas A. Suizzo, Cody, WY (US);
Sean P. Willett, Chicago, IL (US);
Nan Zhang, Buffalo Grove, IL (US);
Allstate Insurance Company, Northbrook, IL (US);
Abstract
Systems, methods, apparatuses and computer-readable media for receiving data from one or more sensors associated with one or more home devices, such as appliances, home systems, etc. are presented. In some examples, the data may be used to determine whether the home device is operating within an expected range. The system may determine a home profile and/or neighborhood rating factor which may be used to adjust insurance premiums. The home profile may be generated based on the normal operating conditions of the home based on the analysis of the sensor data. An insurance premium rate may be determined based on the generated home profile and neighborhood rating factor.