The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 30, 2020

Filed:

Apr. 18, 2014
Applicant:

The Dun & Bradstreet Corporation, Short Hills, NJ (US);

Inventors:

Xin Yuan, Basking Ridge, NJ (US);

Paul Douglas Ballew, Madison, NJ (US);

Nipa Basu, Bridgewater, NJ (US);

Jianjing Ling, Brighton, MA (US);

Kathleen Wachholz, Nazareth, PA (US);

Alla Kramskaia, Edison, NJ (US);

Brian Scott Crigler, Westfield, NJ (US);

Assignee:

THE DUN & BRADSTREET CORPORATION, Short Hills, NJ (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01);
Abstract

A Total Loss Predictor Score assesses the risk of Total Loss of new credit applications by leveraging the most powerful insights from business databases. The Total Loss Predictor Score built on segmentation and algorithms that use the commercial information from business databases, powered by analytics, delivers a unique solution for credit risk management to help business creditors with origination decisions.


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