The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 30, 2020

Filed:

Dec. 30, 2015
Applicant:

Gemalto, Inc., Austin, TX (US);

Inventor:

Didier Hugot, Austin, TX (US);

Assignee:

THALES DIS FRANCE SA, Meudon, FR;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/20 (2012.01); G06Q 20/12 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3821 (2013.01); G06Q 20/12 (2013.01); G06Q 20/20 (2013.01); G06Q 20/325 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/4018 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/425 (2013.01);
Abstract

To authorize a transaction, a first device sends to a first server a transaction-authorization request accompanied with an Id-PAN relating to a user account, and including an identifier of a second device. The first server sends to a second server a user-authorization request accompanied with the Id-PAN and transaction data. The second server sends to the second device a request for user approval including the transaction data and the user account data. The second device requests whether the device user approves a requested transaction. The second device sends to the second server a request for authorizing the transaction and data relating to user approval. The second server verifies whether the requested transaction is approved by the user. The second server sends to a server a verification result including a transaction authorization or refusal.


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