The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 23, 2020
Filed:
Sep. 15, 2016
Applicants:
Ryan Clark, Pleasant Grove, UT (US);
Richard Holden, Pleasant Grove, UT (US);
Inventors:
Ryan Clark, Pleasant Grove, UT (US);
Richard Holden, Pleasant Grove, UT (US);
Assignee:
ProActive FinTech LLC, Pleasant Grove, UT (US);
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 40/00 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/12 (2013.12); G06Q 20/10 (2013.01); G06Q 20/34 (2013.01);
Abstract
A system, method and computer program product are disclosed for imposing budget control constraints on user financial resources, including allocating funds across a plurality of sub-accounts exclusively associated with categories, the categories associated with a type of expenditure. A predetermined spending threshold is set for each category and a credit card may be activated in response to a spending threshold exceeding a requested payment.