The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 23, 2020

Filed:

Jul. 24, 2015
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Michael Charles Todasco, Santa Clara, CA (US);

Anand Lakshmanan, Sunnyvale, CA (US);

Patrick Wong, San Mateo, CA (US);

Brandye Sweetnam, San Jose, CA (US);

Sumeet Ahuja, Milpitas, CA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/40 (2012.01); H04M 3/42 (2006.01); G06Q 20/38 (2012.01); G06Q 20/16 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/16 (2013.01); G06Q 20/382 (2013.01); H04M 3/42059 (2013.01); H04M 3/42102 (2013.01); H04M 2203/105 (2013.01); H04M 2203/6081 (2013.01);
Abstract

There are provided systems and methods for automatic authentication for a user with a service provider during a voice data connection to a merchant. A user may place a voice call to an entity, for example, through a plain old telephone service (POTS) or through voice over IP. The voice call may be detected by a service provider, which may determine whether the entity receiving the voice call requires authentication of the user during the voice call. The service provider may further determine whether the entity requires authentication of the user for use of an account with the service provider. The service provider may communicate information used to authenticate the user to the entity during the voice call. Additionally, the service provider may generate an authentication mechanism for the payment account, which may be used to authenticate use of the payment account by the user during the voice call.


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