The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 23, 2020

Filed:

Mar. 03, 2017
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Jal Daruwalla, Chatham, NJ (US);

Christopher Gliva, Somerdale, NJ (US);

Ashia D. Kennon, Aston, PA (US);

Lynnel J. Kresse, Ruskin, FL (US);

Aravind Krishnasamy, San Ramon, CA (US);

Marcia Osiecki, Delran, NJ (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 40/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/10 (2013.01); G06Q 40/04 (2013.01);
Abstract

A method performed by a global transaction validation system includes receiving a transaction request from an originator, processing the transaction request by generating a data message containing the transaction data and by generating a notification message including at least part of the transaction data, transmitting the data message to the recipient financial institution, transmitting the notification message to a recipient device associated with the transaction recipient, receiving a return notification from the recipient device, and validating the transaction request based on the return notification indicating that the transaction is valid.


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