The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 23, 2020

Filed:

Dec. 28, 2015
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Andrew J. Garner, IV, State Road, NC (US);

Nick A. Maiorana, Charlotte, NC (US);

Rajib Roy, Charlotte, NC (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/10 (2012.01); H04L 29/08 (2006.01); H04L 12/24 (2006.01); G06Q 10/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/10 (2013.01); G06Q 10/20 (2013.01); H04L 41/5029 (2013.01); H04L 41/5035 (2013.01); H04L 67/306 (2013.01);
Abstract

Systems and methods of automatically adjusting a transfer amount to an account on a financial institution computer system associated with a network enabled property from one or more accounts associated with users of the property are described. The methods can include creating a first account on the financial institution computer system with the account designated for maintenance, repair, or replacement of the network enabled property, receiving or identifying a designated amount of money to automatically transfer periodically to the account associated with the property from the one or more accounts associated with users of the property, and creating an automated periodic transfer between the accounts. After receiving data comprising amount of use by one or more users, the method may further include updating the amount of the automated periodic transfer based on at least the designated amount and the data comprising the amount of use by the users.


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