The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 16, 2020
Filed:
Mar. 19, 2019
Bank of America Corporation, Charlotte, NC (US);
Jayachandra Varma, Irving, TX (US);
Jesse S. Newsom, III, Charlotte, NC (US);
Jinna Z. Kim, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
An apparatus that matches one or more affiliates to a user includes a memory, a geofencing engine, an artificial intelligence engine, and processing circuitry communicatively coupled to each. The geofencing engine determines a current geofenced area of a mobile device of the user. The artificial intelligence engine determines anticipated needs of the user. The processing circuitry determines, using the affiliate database, a list of candidate affiliates for the current geofenced area, and transmits a query to an affiliate feed for the list of candidate affiliates, where the query is based at least in part on the anticipated need of the user. The processing circuitry determines a first affiliate and a second affiliate based on the query and receives query results for the first affiliate and the second affiliate from the affiliate feed. The results are transmitted to the mobile device for presentation in a user interface.