The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 16, 2020
Filed:
Mar. 18, 2015
Google Llc, Mountain View, CA (US);
Justin Lee Brickell, San Francisco, CA (US);
Max Christoff, Berkeley, CA (US);
Google LLC, Mountain View, CA (US);
Abstract
A user accesses a merchant system website via a user computing device, selects items for purchase, and selects an option to checkout using a digital wallet account. The user selects payment information associated with a payment card device for use in an online transaction. The merchant system transmits an unpredictable number to the user computing device. The user taps the payment card device to the user computing device to establish a wireless communication channel over which the payment card device receives the unpredictable number. The payment card device transmits payment card information and a check sum calculated from the unpredictable number and by the payment card device to the merchant system via the user computing device. The merchant system transmits the check sum and payment card information in a transaction authorization request to the issuer system, which verifies the check sum using the shared secret and the unpredictable number.