The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 09, 2020

Filed:

Jun. 11, 2018
Applicant:

Garmin International, Inc., Olathe, KS (US);

Inventors:

Charles David Tunnell, Palm Bay, FL (US);

Justin Mitchell, Melbourne, FL (US);

Gino Pereira, Oxford, CT (US);

Jacob Zurasky, Orlando, FL (US);

Assignee:

Garmin International, Inc., Olathe, KS (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/34 (2012.01); G06F 21/62 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06F 21/6245 (2013.01); G06Q 20/363 (2013.01); G06Q 20/357 (2013.01); G06Q 20/3552 (2013.01);
Abstract

An electronic wallet system that protects payment accounts, identification and other personal information found within a typical wallet with a secure electronic vault (first) device that can be part of a physical wallet, insert to a wallet, or in other embodiments, wearable/portable devices. A unique biometrically enabled multi-factor authentication process ensures only owners of the information can copy the information to the device or retrieve it thereafter. Authenticated users may then select payment, identification, medical or virtually any private information via touch display or voice command on the vault or on another (second) device that operates in conjunction with the vault. The second device comprises, for example, a programmable card with dynamic magnetic stripe, cell phone, or other wearable technology, that initiates and processes a payment and/or transfer of private information.


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