The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 09, 2020
Filed:
Oct. 25, 2017
International Business Machines Corporation, Armonk, NY (US);
Wei Shan Dong, Beijing, CN;
Ning Duan, Beijing, CN;
Peng Gao, Beijing, CN;
Kai Li, Beijing, CN;
Zhi Hu Wang, Beijing, CN;
Ting Yuan, Beijing, CN;
Xin Zhang, Beijing, CN;
Shi Wan Zhao, Beijing, CN;
INTERNATIONAL BUSINESS MACHINES CORPORATION, Armonk, NY (US);
Abstract
A system for tracking cumulative motor vehicle risk includes a satellite navigation system receiver disposed within a motor vehicle and configured to determine a present location of the motor vehicle. A computer processor receives the determined present location of the motor vehicle from the satellite navigation system receiver and generates a traveled route therefrom. A first computer server receives a plurality of motor vehicle claims records, determines a plurality of motor vehicle accident locations from the plurality of motor vehicle claims records, and generates a motor vehicle accident heat map from the plurality of motor vehicle accident locations. A second computer server determines a cumulative risk exposure of the motor vehicle based on the generated traveled route and the generated motor vehicle accident heat map.