The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 02, 2020

Filed:

Jul. 21, 2017
Applicant:

Capital One Financial Corporation, McLean, VA (US);

Inventors:

James John Kelly, Hockessin, DE (US);

Robert Dean Rowley, III, Garnet Valley, PA (US);

Todd Adam Sandler, Gladwyne, PA (US);

Daniel Lloyd Struble, Newark, NJ (US);

Rudolph Christian Wolfs, Hockessin, DE (US);

Joseph DeLiberis, Gibbstown, NJ (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 30/00 (2012.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0185 (2013.01); G06Q 20/04 (2013.01); G06Q 20/042 (2013.01); G06Q 20/105 (2013.01); G06Q 20/354 (2013.01); G06Q 20/40 (2013.01);
Abstract

A method for authenticating a check of a plurality of checks where the check was previously issued from a first party to a second party, including receiving first information from the first party, storing the first information in a file of a third party and receiving the check. The check has first party identifying information, a unique pseudorandom number of a pseudorandom sequence, and an amount. A status of activating the plurality of checks is determined. At least a portion of the first party identifying information included with the check, the unique pseudorandom number included with the check and the check amount included with the check are authenticated. The received check is authenticated if the first party, the unique pseudorandom number included with the check and the amount included with the check are authenticated and if the plurality of checks have been activated.


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