The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 26, 2020

Filed:

Apr. 06, 2016
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Santosh Lachhman Achhra, Singapore, SG;

Sonny Swords, Foster City, CA (US);

Sergey Alex Paykis, Belmont, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 21/62 (2013.01); G06Q 20/32 (2012.01); G06F 21/35 (2013.01); G06Q 20/38 (2012.01); G06F 21/33 (2013.01); H04L 29/06 (2006.01); H04M 1/725 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06F 21/335 (2013.01); G06F 21/35 (2013.01); G06F 21/6245 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/40 (2013.01); H04L 63/0807 (2013.01); H04L 63/0815 (2013.01); H04L 63/102 (2013.01); H04M 1/72522 (2013.01);
Abstract

Systems and methods to process an authorization request related to mobile data stored by a mobile application in an account hosted on a server and accessed via an access token obtained via the mobile device during a registration session with a portal of an authorization processing system that stores an item associating with an account identifier. The access token is stored in a data warehouse in association with an account identifier registered during the registration session. In response to an authorization request containing the account identifier is determined by the authorization processing system to have satisfied a first set of conditions specified in the item associated with the account identifier, the portal is instructed to use the access token to communicate with the server to determine whether a second set of conditions identified by the item are met by the mobile data stored in the account hosted on the server that is separately operated from the authorization processing system.


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