The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 19, 2020

Filed:

May. 22, 2018
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Mark Allan Nelson, Waxhaw, NC (US);

Ashish B. Tajpuria, San Francisco, CA (US);

Karen Lea MacQueen, Lyndhurst, OH (US);

Stephen Philip Selfridge, Huntersville, NC (US);

Steven Michael Twombly, Saco, ME (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); H04W 12/06 (2009.01); H04W 12/10 (2009.01);
U.S. Cl.
CPC ...
H04L 63/0876 (2013.01); H04L 63/102 (2013.01); H04L 63/105 (2013.01); H04W 12/06 (2013.01); H04L 2463/082 (2013.01);
Abstract

Embodiments of the present invention provide a system for a multi-factor authentication of a user via a vehicle recognition of the user. In this way, the invention may identify a user co-located to a vehicle and authenticate that user via communicable linkages between a user device and automobile system. The invention may authenticate the user via the communicable linkage, vehicle biometrics, user vehicle preferences, and/or third party authentication. Based on a number of authentication points identified, the system may identify a level of authentication for accessing authentication locations. The system may then allow user access to various locations from his/her vehicle without requiring authentication into those locations.


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