The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 19, 2020

Filed:

Dec. 05, 2017
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Dan Givol, Arlington, VA (US);

Saumya Singh, Fairfax, VA (US);

Anand Kumar, Vienna, VA (US);

Michelle S. Olenoski, Washington, DC (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 30/00 (2012.01); H04W 4/021 (2018.01); G06Q 20/06 (2012.01); G06Q 30/06 (2012.01); H04L 29/08 (2006.01); G06Q 20/12 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0226 (2013.01); G06Q 20/0658 (2013.01); G06Q 30/01 (2013.01); G06Q 30/0205 (2013.01); G06Q 30/0227 (2013.01); G06Q 30/0233 (2013.01); G06Q 30/0259 (2013.01); G06Q 30/0261 (2013.01); G06Q 30/0268 (2013.01); G06Q 30/0609 (2013.01); H04L 67/26 (2013.01); H04W 4/021 (2013.01); G06Q 20/12 (2013.01);
Abstract

The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.


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