The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 19, 2020

Filed:

May. 15, 2017
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Therese H. Willis, Apopka, FL (US);

James J. Park, Barrington, IL (US);

Paul Marziani, Augustine, FL (US);

Jeetendra H. Jain, Charlotte, NC (US);

Eric W. Doyle, Smithton, IL (US);

Vikash Damani, Harrisburg, NC (US);

Chinmay S. Barhale, Hyderabad, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04W 12/12 (2009.01); G06F 21/55 (2013.01); H04L 29/06 (2006.01); G07F 7/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/407 (2013.01); G06F 21/554 (2013.01); G07F 7/082 (2013.01); H04L 63/1416 (2013.01); H04L 63/1466 (2013.01); H04W 12/12 (2013.01);
Abstract

A data attack detection system that includes a record host and an orchestration host. The record host stores account information for card holders. The orchestration host includes a switch interface configured to receive transaction information for a card from a network. The orchestration host further includes a velocity trap engine that stores received transaction information for the card in a cardholder file. The velocity trap engine creates entries in a velocity transaction timestamp record for the card when the number of transactions for the card in the cardholder record within a first predetermined time interval exceeds a first activity level threshold. The velocity trap engine discontinues a transaction flow between the orchestration host and the record host for the card when the number of transactions for the card in the velocity transaction timestamp record within a second predetermined time interval exceeds a second activity level threshold.


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