The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 19, 2020
Filed:
Jul. 10, 2019
Capital One Services, Llc, McLean, VA (US);
James Zarakas, Centreville, VA (US);
Theodore Markson, Reston, VA (US);
Adam Koeppel, Washington, DC (US);
Kevin P. Kelly, Austin, TX (US);
Brian Briggman, Arlington, VA (US);
Saleem Sangi, Ellicott City, MD (US);
David Wurmfeld, Arlington, VA (US);
Tyler Locke, Washington, DC (US);
Karla Escalante, Arlington, VA (US);
CAPITAL ONE SERVICES, LLC, McLean, VA (US);
Abstract
A dynamic transaction card and methods for providing improved security during transactions are described. The dynamic transaction card can attempt to connect wirelessly to a mobile device. The dynamic transaction card can then send a transaction request to a backend system, including whether the connection to the mobile device was successful. The backend system can then calculate a fraud score based on the connection response, among other things. The backend system may approve or deny the transaction request from the dynamic transaction card based on the fraud score.