The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 19, 2020
Filed:
Apr. 27, 2015
Fiserv, Inc., Brookfield, WI (US);
Sanjeev Dheer, Scarsdale, NY (US);
Michael Edward Martin, Lawrenceville, GA (US);
William Richard McMichael, Cumming, GA (US);
Mark T. Harris, Westerville, OH (US);
Juan Carlos Miqueli, Suwanee, GA (US);
Brian Corey Sondergaard, Suwanee, GA (US);
David Michael Keenan, Wilmette, IL (US);
Mark Edward Bowman, Canton, GA (US);
FISERV, INC., Brookfield, WI (US);
Abstract
Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.