The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 12, 2020
Filed:
Sep. 06, 2019
Applicant:
Allstate Insurance Company, Northbrook, IL (US);
Inventors:
Matthew James Manzella, Glen Ellyn, IL (US);
Alinawaz Ismaili, Skokie, IL (US);
Assignee:
Allstate Insurance Company, Northbrook, IL (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); A61B 5/00 (2006.01); G08B 19/00 (2006.01); G08B 25/00 (2006.01); H04Q 9/14 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); A61B 5/0002 (2013.01); G08B 19/00 (2013.01); G08B 25/00 (2013.01); H04Q 9/14 (2013.01);
Abstract
Systems and methods are disclosed herein for pricing an insurance premium based on analysis of various telematics data. The system includes a user human telematic sensor providing telematics data about the wearer. Also, the system and method comprise at least one building/environment telematic sensor configured to provide telematic data about the building and the surrounding environment. The various telematics data is communicated and processed to provide an insurance quote to the user based upon analysis of the telematics data.