Method and system for validating personalized account identifiers using biometric authentication and self-learning algorithms

Abstract

Disclosed is a system and method for biometric authentication of a user using a personalised identification and associated biometric data. In one embodiment, a plurality of personalised identifiers and biometric data may be captured from a number of users and stored in a repository as stored records. The authentication process may be divided into two phases. In the first phase, either a speech recognition or character recognition process may be applied in order to determine the text spoken or written by the user. Subsequently a few records may be fetched from the repository on the basis of text mapping. In the second phase, biometric authentication may be performed by comparing the biometric sample with the stored biometric data corresponding to the fetched records to uniquely identify a single user. Further a machine learning technique may be applied in order to periodically refine a plurality of models stored in the repository.