The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 12, 2020

Filed:

Aug. 02, 2017
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Lex Bayer, Menlo Park, CA (US);

Simon Ru, Brisbane, CA (US);

Mark Rose, San Jose, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); G06Q 30/00 (2012.01); G06F 21/12 (2013.01); G06Q 20/12 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2012.01); G06Q 50/00 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06F 21/121 (2013.01); G06Q 20/12 (2013.01); G06Q 20/382 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4016 (2013.01); G06Q 30/0185 (2013.01); G06Q 30/0601 (2013.01); G06Q 50/01 (2013.01);
Abstract

The present invention generally relates to authenticating online transactions, and more specifically, to method and system for determining a potentially fraudulent online transaction request based on a risk parameter associated with a user in a networking platform such as, a social networking platform. The method comprises receiving an online transaction request from a user. Thereafter, determining the risk parameter of the user based on one or more profile parameters associated with the user or one or more peer users associated with the user in the community. Based on the risk parameter of the user the online transaction request of the user is authenticated.


Find Patent Forward Citations

Loading…