The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 28, 2020

Filed:

Sep. 21, 2017
Applicant:

The Clearing House Payments Company L.l.c., New York, NY (US);

Inventors:

John P. Dunn, East Islip, NY (US);

Stephen Ledford, Alpharetta, GA (US);

Steve H. Jackson, Hackensack, NJ (US);

Albert G. Wood, Kings Park, NY (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06Q 20/02 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/042 (2013.01); G06Q 20/02 (2013.01); G06Q 20/04 (2013.01); G06Q 20/0425 (2013.01); G06Q 20/10 (2013.01);
Abstract

A system and corresponding method are provided. The system includes a plurality of first entities (such as banks), each first entity communicatively connected to at least one distributed traffic agent (DTA), a second entity (such as a central facility) communicatively connected to a DTA, and a communication network communicatively connecting the DTAs. A payload containing a data file (such as electronic check presentment data, electronic payment data, or any other data type) is communicated from one first entity to another through their respective DTAs via the communication network. In addition, a transmittal containing control information corresponding to the payload is communicated from the one first entity to the second entity through their respective DTAs via the communication network.


Find Patent Forward Citations

Dunn, John. (2020). Electronic payment clearing and check image exchange systems and methods (U.S. Patent No. 10636018). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/10636018

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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