The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 14, 2020
Filed:
Feb. 27, 2019
Bank of America Corporation, Charlotte, NC (US);
Joseph Benjamin Castinado, North Glenn, CO (US);
Jeetendra Hukmichand Jain, Charlotte, NC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Embodiments of the invention provide systems, computer program products, and methods for a network operational decisional engine (NODE) to allow individual users to set resource distribution constraints on various accounts over a number of different networks. By providing a centralized user interface and storing and tracking user profile and account data, the invention recognizes and filters resource distribution requests based on operational decisions as specified by users in order to provide increased control over the authorization or denial of resource distribution requests. The NODE provides the ability to proactively control resource distribution constraints before requests for resource distribution are initiated, and allows for tailored operational decisions to be easily implemented based on a wide range of user-defined criteria.