The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 31, 2020

Filed:

May. 03, 2016
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Paolo Bortolotto, Singapore, SG;

Anna Libus, Surrey, GB;

John McGuire, Galway, IE;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 30/02 (2012.01); G06Q 20/36 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3226 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3574 (2013.01); G06Q 20/36 (2013.01); G06Q 20/405 (2013.01); G06Q 20/40145 (2013.01); G06Q 30/0279 (2013.01);
Abstract

Systems, methods, devices, and computer readable media for enabling direct electronic payment transfers are disclosed. Identification information of a payer, based on a user selection at a mobile device, is received from a first application installed on the mobile device. A user identification of a payment amount is received via a second application installed on the mobile device. The second application is different from the first application. Biometric data of the user is captured at a biometrics reader of the mobile device, and then compared to authorized biometric data to authenticate the user. Upon successful authentication of the user, a request for the electronic payment transfer from the payer to the user for the payment amount is initiated from the mobile device.


Find Patent Forward Citations

Loading…