The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 24, 2020

Filed:

Sep. 24, 2015
Applicant:

Hartford Fire Insurance Company, Hartford, CT (US);

Inventors:

Stephen J Donahue, Andover, CT (US);

Tammy D Hamilton, Southington, CT (US);

Paul Brendan Olson, Hartford, CT (US);

Assignee:

Hartford Fire Insurance Company, Hartford, CT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/08 (2012.01); H04L 29/08 (2006.01); G06Q 50/26 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06Q 50/26 (2013.01); H04L 67/10 (2013.01); H04L 67/20 (2013.01);
Abstract

An enterprise platform may receive information about a potential customer, the enterprise platform including an internal business Motor Vehicle Record ('MVR') model. A vendor hub service may be in communication with a plurality of third party vendor platforms, at least one including a third party MVR model. The enterprise platform may apply business rules and logic to determine that: (i) the internal business MVR model will decide if an MVR will be purchased from an appropriate department of motor vehicles, (ii) the third party MVR model will decide if an MVR will be purchased, or (iii) a hybrid application of the models will decide if an MVR will be purchased. An MVR report ordering platform may transmit an MVR report request to a service in accordance with the enterprise platform business rules and logic decision and applicable model results.


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