The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 24, 2020
Filed:
May. 20, 2015
Mastercard International Incorporated, Purchase, NY (US);
Bank of America Corporation, Charlotte, NC (US);
David C. Brown, Dardenne Prairie, MO (US);
Adam K. Hosp, Lake St. Louis, MO (US);
Victor Lopes, Brookfield, CT (US);
Peter John Bertanzetti, Charlotte, NC (US);
David M. Grigg, Rock Hill, SC (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A computer-implemented method for managing financial payments between parties using an electronic payment computing device is provided. The method includes receiving a payee debit account identifier from a payee computing device, the payee debit account identifier associated with a payee debit account; creating a payee user account using the payee debit account identifier, wherein the payee user account is linked to the payee debit account; receiving a first payment request from the payee computing device requesting payment from a payor; generating a unique link for accessing a payment page associated with the first payment request; transmitting a second payment request to a payor computing device, wherein the second payment request includes the unique link; receiving a payment response from the payor computing device authorizing payment from a payor debit account to the payee; and prompting a transfer of funds from the payor debit account to the payee debit account.