The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 17, 2020
Filed:
Feb. 28, 2018
Applicant:
Hartford Fire Insurance Company, Hartford, CT (US);
Inventor:
Patrick D. Brown, Marlborough, CT (US);
Assignee:
Hartford Fire Insurance Company, Hartford, CT (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/08 (2012.01); G06F 16/51 (2019.01); G06K 9/00 (2006.01); G06K 9/52 (2006.01); G06T 11/20 (2006.01); G06K 9/46 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06F 16/51 (2019.01); G06K 9/0063 (2013.01); G06K 9/52 (2013.01); G06T 11/206 (2013.01); G06K 2009/00644 (2013.01); G06K 2009/4657 (2013.01);
Abstract
Methods for assessing a condition of property for insurance purposes include determining a concentration of a molecular constituent at the insured property. The molecular constituent may be a byproduct or residual product of anthropogenic fire accelerants or anthropogenic sources of ignition or explosion. In some embodiments, the concentration of the molecular constituent at the insured property is determined using spectral imaging technology. Radiative transfer computer models may be used to determine the concentration of the molecular constituent based on spectral images.