The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 17, 2020

Filed:

Oct. 16, 2017
Applicant:

4361423 Canada Inc., Montreal, CA;

Inventors:

Tai Kwan Jimmy Tang, Hong Kong, CN;

Chi Wah Lo, Hong Kong, CN;

Kenneth G. Mages, Chicago, IL (US);

Assignee:

4361423 Canada Inc., Montreal, CA;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/32 (2012.01); G06Q 20/42 (2012.01); G06K 7/08 (2006.01); G06K 7/01 (2006.01); G06Q 20/40 (2012.01); G06K 7/00 (2006.01); H04L 29/06 (2006.01); G06Q 20/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/341 (2013.01); G06K 7/0004 (2013.01); G06K 7/01 (2013.01); G06K 7/082 (2013.01); G06Q 20/085 (2013.01); G06Q 20/32 (2013.01); G06Q 20/322 (2013.01); G06Q 20/325 (2013.01); G06Q 20/327 (2013.01); G06Q 20/3272 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/352 (2013.01); G06Q 20/353 (2013.01); G06Q 20/409 (2013.01); G06Q 20/425 (2013.01); H04L 63/0428 (2013.01); H05K 999/99 (2013.01); G06Q 2220/00 (2013.01);
Abstract

An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.


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