The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 10, 2020

Filed:

Feb. 03, 2015
Applicant:

Exponential Horizons, Llc, Warrenville, IL (US);

Inventor:

Harry Thomas Kloor, Burbank, CA (US);

Assignee:

EXPONENTIAL HORIZONS, LLC, Warrenville, IL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/24 (2012.01); G06Q 20/08 (2012.01); H04L 29/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/24 (2013.01); G06Q 20/085 (2013.01); H04L 67/32 (2013.01);
Abstract

A line-of-credit digital content application platform is provided, including a system and method for providing a digital content distribution platform, said digital content distribution platform configured to transmit digital content across a network; receiving from a user of the digital content distribution system a request for a membership account with the digital content distribution system; creating the membership account corresponding to the user; providing the user, prior to receiving payment or credit from the user, with a line-of-credit, said line-of-credit usable by the user to purchase access to digital content from the digital content distribution system; receiving from the user a purchase selection, whereby the user purchases access to digital content from the digital content distribution system in exchange for payment from the line-of-credit; and providing the user with access, across the network to a user device, to digital content from the digital content distribution system in exchange for the payment from the line-of-credit.


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