The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 03, 2020
Filed:
Jan. 04, 2018
Capital One Financial Corporation, McLean, VA (US);
Katherine Forrester, Dallas, TX (US);
Nicholas Dolle, McKinney, TX (US);
Xiaoxiang Zhang, McKinney, TX (US);
Kurt Johnson, Dallas, TX (US);
Jeffrey Whalen, Little Elm, TX (US);
David Gray, Ashland, VA (US);
Shaun Webb, San Francisco, CA (US);
Maninder Suri, Plano, TX (US);
Ruhaab Markas, Dallas, TX (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.