The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 03, 2020

Filed:

Mar. 29, 2011
Applicants:

Marcelo Gomes DE Oliveira, Miami, FL (US);

Percival Jatoba, Sao Paulo, BR;

Inventors:

Marcelo Gomes de Oliveira, Miami, FL (US);

Percival Jatoba, Sao Paulo, BR;

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3823 (2013.01); G06Q 20/382 (2013.01); G06Q 20/40 (2013.01);
Abstract

The utility of a portable consumer device is extended by allowing account holders the ability to gain entry into access-controlled venues (e.g., baseball or soccer game, cinema, public transit) using a portable consumer device that is associated with an account that was used to purchase the admission or tickets to the event at the access-controlled venue. Techniques disclosed allow cardholder authentication in a non-payment setting that enables cardholders access to a location or a specific event. A first validation cryptogram is generated in the purchase cycle and is stored. A second validation cryptogram is generated in the validation cycle at the venue. If the second validation cryptogram matches the first validation cryptogram, the consumer is granted access. Validation cryptograms may be based on input data that is specific to the payment card holder (e.g., primary account number), specific to the ticket selling merchant (e.g., merchant identifier), specific to the event (e.g., event identifier, date/time, location, etc.), and/or specific to the transaction (e.g., authorization code from a payment network). Based on the input data, validation cryptograms may be generated using encryption, hashing, a combination of encryption and hashing, and/or other operations on the input data.


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