The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 18, 2020
Filed:
Jan. 28, 2011
Michael Roche, University Heights, OH (US);
Adam Ratica, Mentor, OH (US);
Phillip Romano, Concord Township, OH (US);
Matthew Yucha, Mentor, OH (US);
Scott Rauhe, Lakewood, OH (US);
Michael Roche, University Heights, OH (US);
Adam Ratica, Mentor, OH (US);
Phillip Romano, Concord Township, OH (US);
Matthew Yucha, Mentor, OH (US);
Scott Rauhe, Lakewood, OH (US);
CardinalCommerce Corporation, Mentor, OH (US);
Abstract
A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.