The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 18, 2020
Filed:
Dec. 17, 2013
Gagan Kanjlia, Ashburn, VA (US);
Scott Zimmer, Charlotte, NC (US);
Robert J Larson, Havertown, PA (US);
Alexander S. Wilson, Kenneth Square, PA (US);
Vishal Puri, Ashburn, VA (US);
Jay F. Pober, Cherry Hill, NJ (US);
Gagan Kanjlia, Ashburn, VA (US);
Scott Zimmer, Charlotte, NC (US);
Robert J Larson, Havertown, PA (US);
Alexander S. Wilson, Kenneth Square, PA (US);
Vishal Puri, Ashburn, VA (US);
Jay F. Pober, Cherry Hill, NJ (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Systems, processes, and computer programs are disclosed for facilitating personal payment transactions. In some embodiments, disclosed embodiments may provide an interface dialog engine for providing a dynamic and customized interface for effecting the personal payment transaction; a funding source engine for providing options to fund the payment; an payee identity engine for identifying the intended payee receiving the payment; a routing option engine for providing options to route the payment; and a messaging engine for providing channels for related parties to the personal payment transaction to communicate.