The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 11, 2020
Filed:
Jun. 14, 2019
Zumigo, Inc., San Jose, CA (US);
Harish Manepalli, San Jose, CA (US);
Chirag C. Bakshi, San Jose, CA (US);
Venkatarama Parimi, Dublin, CA (US);
Lyndi Rebecca Long, Plant City, FL (US);
ZUMIGO, INC., San Jose, CA (US);
Abstract
The network ID of a mobile device can be securely employed as a possession factor or as an identifier of a mobile device that is authorized to receive a funds transfer. When an access to a restricted access application server or a restricted access account on the application server is attempted via a computing device, and possession of a mobile device programmed with a network ID is employed as a verification factor, the application server or a risk indicator server can determine whether certain changes in information associated with the network ID and one or more attributes of a cellular account associated with the network ID are risk indicators. Based on the presence or absence of such risk indicators associated with the network ID, the user activity is either authorized or denied.