The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 28, 2020

Filed:

May. 07, 2013
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventor:

Justin T. Monk, Parker, CO (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/28 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/28 (2013.01);
Abstract

In one embodiment of the invention, a method is described. The method comprises receiving at a server computer, an authorization request message from a first merchant computer operated by a first merchant that includes information associated with a transaction conducted by a consumer using a prepaid device associated with a second merchant, determining, based on the information in the authorization request message, the second merchant associated with the prepaid device, transmitting the authorization request message to a second merchant computer operated by the second merchant, receiving an authorization response message from the second merchant computer, and sending the authorization response message to the first merchant computer.


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