The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 28, 2020

Filed:

Aug. 18, 2017
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Aruj Ahluwalia, Jersey City, NJ (US);

Vernon Marshall, Montclair, NJ (US);

Satish Thenthiruperai Narayanan, Phoenix, AZ (US);

Andrew Roth, Scarsdale, NY (US);

Xiongwen Rui, Scottsdale, AZ (US);

Thomas K. Serge, Glendale, AZ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); H04W 4/12 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/20 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/34 (2013.01); G06Q 20/385 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/42 (2013.01); G06Q 20/425 (2013.01); H04W 4/12 (2013.01);
Abstract

A system and method for remediation, curing concerns, and transferring information associated with declined transactions is disclosed. The present disclosure generally relates to receiving, by an application of a transaction account holder web client, a first passively pushed message, in response to a declined first attempt of a transaction request transmitting, by the transaction account holder web client, a response to the first passively pushed message; receiving, by an application of the transaction account holder web client, a second passively pushed message, in response to the response to the first passively pushed message meeting pre-established criteria; and transmitting, by the transaction account holder web client, a second attempt of the transaction request, wherein the second attempt is authorized.


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