The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 14, 2020

Filed:

Mar. 16, 2016
Applicant:

First Data Corporation, Greenwood Village, CO (US);

Inventors:

Vinodan K. Lingham, Los Altos, CA (US);

Mark Levitt, Foster City, CA (US);

Krisan Ramesh Nichani, San Francisco, CA (US);

Guillaume P. Lebleu, San Francisco, CA (US);

Assignee:

First Data Corporation, Atlanta, GA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/36 (2012.01); G06F 3/0484 (2013.01); G06Q 20/02 (2012.01); G06Q 20/06 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/28 (2012.01); G06Q 30/02 (2012.01); G06F 21/64 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/382 (2013.01); G06F 3/0484 (2013.01); G06F 21/645 (2013.01); G06Q 20/02 (2013.01); G06Q 20/0655 (2013.01); G06Q 20/10 (2013.01); G06Q 20/20 (2013.01); G06Q 20/28 (2013.01); G06Q 20/363 (2013.01); G06Q 20/3678 (2013.01); G06Q 20/389 (2013.01); G06Q 30/0207 (2013.01); G06Q 30/0238 (2013.01); G06Q 2220/00 (2013.01); H04L 2209/38 (2013.01); H04L 2209/56 (2013.01);
Abstract

Disclosed herein are certain embodiments of systems and methods for standardizing a plurality of digital wallet credits, into one digital wallet system. Expenditures of merchant issued credit stored in digital wallets are supported by tokenization of assets. Assets are encoded and represented by currencies tracked on public ledgers. Data is mined from the public ledger, decoded, and presented to users with a unified interface which allows users to view balances at any time of all digital wallets in their possession.


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