The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 07, 2020

Filed:

Feb. 19, 2007
Applicant:

David Taylor, London, GB;

Inventor:

David Taylor, London, GB;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/341 (2013.01);
Abstract

A smart card () interfaces with a smart card reader () to generate an authentication message (PSRQ), which is sent to a PIN servicing centre (). If the authentication message (PSRQ) is validated by the PIN servicing centre (), a validation response message (PSRS) is sent back to the user (). The user () enters the validation response message (PSRS) on the reader (), which authenticates the validation response message (PSRS) with the smart card (); the PIN servicing function may then be performed. The smart card cryptographic messages are generated internally and solely by the smart card ()—the reader () acts merely as an input mechanism into the smart card () or as an output mechanism from the smart card () to the display (). The reader (), therefore, does not need to contain any customer information or be personalised by the card issuer.


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