The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 24, 2019
Filed:
Dec. 01, 2017
Capital One Financial Corporation, McLean, VA (US);
Brian DeLuca, Midlothian, VA (US);
Max Doerfler, Richmond, VA (US);
Jamie Warder, Bethesda, MD (US);
Anurag Joshi, Glen Allen, VA (US);
Mohammed Zafar Iqbal, McLean, VA (US);
Kevin Rosengren, Richmond, VA (US);
William A. Hodges, Mechanicsville, VA (US);
Ken Allen, Glen Allen, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
The disclosed embodiments provide systems and methods for authenticating electronic transactions. A system for authenticating electronic transactions may include one or more memory devices storing instructions and one or more processors configured to receive transaction data associated with a transaction and further associated with a customer. The transaction data includes a customer identifier. The one or more processors may be configured to identify a customer account associated with the customer based on the customer identifier, and determine an authentication tier level associated with the transaction. The authentication tier level may reflect one or more levels of authentication required to authorize the transaction. The one or more processors may be configured to receive authentication data associated with a customer, and determine whether the authentication data satisfies the authentication tier level associated with the transaction and authorize the transaction when the authentication data satisfies the authentication tier level.