The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 17, 2019
Filed:
Dec. 28, 2015
Wells Fargo Bank, N.a., San Francisco, CA (US);
Jesse F. Lee, Dublin, CA (US);
Jennifer A. Fisher, St. Louis, MO (US);
Lynne Kenny, Walnut Creek, CA (US);
Carola Neumann, San Francisco, CA (US);
WELLS FARGO BANK, N.A., San Francisco, CA (US);
Abstract
Systems and methods for operatively coupling a payment card to a customer database are disclosed. A financial institution computing system includes a customer database, a network interface circuit enabling the financial institution computing system to exchange information over a network, and a data circuit. The customer database stores financial information and non-financial information received from at least one merchant computing system. The data circuit receives non-financial information associated with a customer from at least one merchant computing system and updates the non-financial information in the customer database. The data circuit receives a transaction request generated by the customer at a transaction terminal using a payment card corresponding to a payment card account. The data circuit transmits an approval or a denial of the transaction request and at least some of the non-financial information in the customer database to the transaction terminal to update non-financial information on the payment card.