The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 17, 2019
Filed:
Feb. 29, 2008
Scott M. Zoldi, San Diego, CA (US);
Larry Peranich, San Diego, CA (US);
Jehangir Athwal, San Diego, CA (US);
Uwe Mayer, Encinitas, CA (US);
Sajama, Jersey City, NJ (US);
Scott M. Zoldi, San Diego, CA (US);
Larry Peranich, San Diego, CA (US);
Jehangir Athwal, San Diego, CA (US);
Uwe Mayer, Encinitas, CA (US);
Sajama, Jersey City, NJ (US);
FAIR ISAAC CORPORATION, Roseville, MN (US);
Abstract
A computer-implemented method includes receiving a new data record associated with a transaction, and generating, using an adaptive model executed by the computer, a score to represent a likelihood that the transaction is associated with fraud. The adaptive model employs feedback from one or more external data sources, the feedback containing information about one or more previous data records associated with fraud and non-fraud by at least one of the one or more external data sources. Further, the adaptive model uses the information about the one or more previous data records as input variables to update scoring parameters used to generate the score for the new data record.