The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 10, 2019

Filed:

Oct. 12, 2016
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Feng Pan, San Jose, CA (US);

Jing Chen, San Jose, CA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0255 (2013.01); G06Q 30/0269 (2013.01);
Abstract

There are provided systems and methods for intelligent online account lifecycle maintenance through automated event monitoring. A user may utilize an online account with the service provider to perform various actions and generate account usage data. Based on the account usage data, such as a length the account has been in service, amount the account is used, and other lifecycle data for the account, a user action may be taken with respect to the account. For example, the user action may correspond to a recommendation for the user for a feature that the user may utilize with the account that other similar users utilize, but the user does not. The recommendation may be based on whether the user is a new or ongoing user. A communication channel to send the action to the user may be determined based on a most likely to view channel.


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